Truebill rebranded to Rocket Money in 2022 after being acquired by Rocket Companies. The app you knew as Truebill is now called Rocket Money — same workflow, same bank-transaction auto-detection, same Premium cancellation service. SubTracker is the privacy-first alternative for both: a single screenshot of your Apple Subscriptions screen, on-device OCR, no bank login ever.
| Feature | SubTracker | Truebill (now Rocket Money) |
|---|---|---|
| Current name | SubTracker | Rocket Money (formerly Truebill) |
| Price (Free tier) | Free (up to 3 subscriptions) | Free (limited features) |
| Price (Paid) | $8.99/6 months or $14.99/yr | $4–12/mo (Premium, you choose) |
| Platforms | iOS (iPhone & iPad) | iOS, Android, Web |
| Screenshot import (OCR) | Yes — on-device | No (uses bank-transaction detection instead) |
| Bank login required | No | Yes (Plaid) |
| Privacy model | 100% on-device — no accounts, no servers | Cloud-based — Plaid + Rocket Money servers |
| Works offline | Yes, fully functional | No — needs internet for bank sync |
| Auto-detects subscriptions | No (manual or screenshot) | Yes (from bank transactions) |
| Cancels for you | No (provides guides + email templates) | Yes (Premium, manual queue) |
| Bill negotiation | No | Yes (Premium, takes % of savings) |
| Languages | 15 locales | English only |
People migrating away from Truebill / Rocket Money who want focused subscription tracking without sharing bank data. SubTracker imports your Apple subscriptions from a screenshot in under 60 seconds and provides cancel guides for the services Rocket Money charges Premium fees to cancel for you.
People who liked Truebill specifically for the hands-off automation — that's all still there under the Rocket Money name. Bank-transaction auto-detection, Premium cancellation service, bill negotiation. If you trust Plaid with your bank login and want one app for budgeting + subscriptions + bills, Rocket Money is the same product Truebill always was, with more polish.
Truebill and Rocket Money are the same product under different names. Both required (and Rocket Money still requires) linking your bank accounts through Plaid. Your transaction data is processed on their servers to detect recurring charges. SubTracker takes the opposite approach: no bank link, no transaction processing, your data never leaves your iPhone. If the bank-linking is what made you uncomfortable with Truebill, that hasn't changed under the Rocket Money name.
Truebill and Rocket Money have the same Premium pricing: $4–12/month (you pick what you pay). SubTracker Pro costs $8.99 for 6 months or $14.99/year. SubTracker is cheaper at every tier, but Rocket Money's Premium includes services SubTracker doesn't offer (bill negotiation, hands-off cancellation). Choose based on whether those Premium services are worth the bank-account access.
Truebill didn't shut down — it was rebranded to Rocket Money in 2022 after Rocket Companies (the mortgage company) acquired it. Your Truebill account became your Rocket Money account automatically. The app is the same, the team is the same, the bank connections are the same.
People search for Truebill alternatives for the same reasons they searched for Truebill alternatives before the rename: bank-linking concerns, the Premium pricing, wanting a privacy-first option, or just not wanting one company seeing all their finances. The rebrand didn't change those underlying reasons.
Partially. SubTracker handles subscription tracking with reminders and cancel guides — the core thing most Truebill users used the app for. It does NOT do bill negotiation or automatic cancellation on your behalf. If those Premium features were why you used Truebill, SubTracker won't fully replace that, but it covers the tracking + reminder + cancel-guide piece without bank linking.
Truebill / Rocket Money sees every recurring charge in your bank account, which is comprehensive but means they see everything else too. SubTracker's screenshot import covers everything in your Apple Subscriptions screen instantly, plus you can manually add non-Apple recurring bills (Netflix on the web, gym memberships, etc). The trade-off is comprehensiveness vs privacy.
Free to download. Track up to 3 subscriptions at no cost. No bank linking, no accounts — your data stays on your device.
Download SubTracker — FreeRequires iOS 17 or later
Need help cancelling a subscription? Check our step-by-step guides.